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Ohio CSPA

Owner Finance: Prepayment Penalties Under $75,000 Illegal

Mortgage Lending| Ohio CSPA 19 Feb

Investors selling property with owner finance should be aware that they’re subject to Ohio’s Consumer Sales Practices Act. This law specifically covers individuals or entities that issue residential mortgages or loans to consumers, and would squarely include investors selling property subject to a private mortgage for the purpose of owner finance. Prepayment penalties are controlled […]

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