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Real Estate

The truth about land trusts in Ohio

Mortgage Lending| Real Estate 02 Jan

In my real estate law practice, clients often ask about land trusts and how to use them in Ohio. The truth is that in my opinion these structures needlessly complicate an investor’s deal structure and don’t provide any benefits that aren’t already available with an Ohio LLC. They’re often pushed by ‘strategists’ who don’t have […]

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Mechanic’s Lien Basics for Contractors

Real Estate| Real Estate Law 18 Sep

Mechanic’s liens are the easiest way for a contractor to collect from deadbeat customers. The legal process, however, is not easy. Below we’ll detail some of the requirements and give a practical overview of the process. Why a mechanic’s lien? A mechanic’s lien has the same effect as a mortgage on property. If you successfully […]

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Suing the seller for fraud

Real Estate| Real Estate Law 15 Sep

Every time there’s a torrential downpour, we can count on many new homebuyers calling us with stories of wet basements and leaky roofs. These problems can put a homeowner out thousands. It’s only fair that a seller who advertised the home as perfectly dry and habitable should be held to account for concealing a leaky […]

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Borrower-paid attorney fees in foreclosure? Unlawful

Mortgage Lending| Real Estate| Real Estate Law 23 Apr

Many promissory notes and mortgages contain a provision awarding attorney’s fees for foreclosing on the borrower. This even includes Fannie Mae’s uniform mortgage for Ohio. Many lenders can and do successfully collect attorney’s fees on collection and foreclosure judgments. However, as we know elsewhere in real estate law, just because the contract says you can do […]

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Quiet Title Basics, or How to Remove a Mortgage Lien

Real Estate| Real Estate Law 17 Apr

We see it all the time — an investor bought a property that seemed like a sweet deal, but turned out to have a mortgage on it from a prior owner. No wonder it was so cheap! The investor calls me up and asks me what we can do about it. Let’s set aside the […]

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Due-on-Sale News: Fannie Mae allows transfers into LLCs

LLCs| Mortgage Lending| Real Estate| Real Estate Law 08 Jan

An enterprising investor on BiggerPockets discovered this useful nugget in the Fannie Mae Servicing Guide from 2017: Section D1-4.1, Information Relating to Transfers of Ownership Applicable to All Mortgage Loans D1-4.1-01, Determining Whether a Transfer of Ownership Is Permitted (11/12/2014) […] D1-4.1-02, Allowable Exemptions Due to the Type of Transfer Unless the previous borrower requests a release of […]

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Housing Discrimination: The story of Mrs. Grybosky

Real Estate 26 Aug

Discrimination is a bad, bad thing — especially in housing. But what if I told you there was a quasi-police force out there who pays shills and plants to apply for your rental apartment, record your every word, and hunt for signs of housing discrimination? What’s worse, when they find something, they sue you, recover […]

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Mortgage Financing Rundown

Mortgage Lending| Real Estate 16 Aug

We detailed the traditional types of financing available to residential property investors in an earlier post. To recap, when you’re about to sign a purchase agreement, it’s important to consider whether you want the property to be titled in the LLC’s name or your own personal name. Generally, it boils down to this: LLC – Commercial […]

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More fines for unlicensed activity in Ohio

Real Estate| Wholesaling 16 Aug

JOHN FROLA, JR. AND MUNICIPAL SOLUTIONS, LLC, Uniontown, Ohio, was found by the Commission to have violated Revised Code 4735.02, unlicensed activity, and was assessed a civil penalty in the amount of $20,000.00. The Commission found that John Frola, Jr. and Municipal Solutions, LLC sold, exchanged, purchased, rented, or leased or negotiated the sale, exchange, […]

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For buyers: How to cancel a real estate purchase agreement

Purchase and Sale Agreements| Real Estate 16 Aug

For many first-time real estate investors, purchasing their first property will be the first or second time they’ll make a large transaction. The number of risks involved in real estate investing can fill our hearts with doubt. For the doubters, you’re in luck. Standard real estate purchase contracts are written to favor the buyer. There […]

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Real Estate Law

  • – Quitclaim Deed Drafting
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Estates + Trusts Law

  • – Estate Planning
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Business Law

  • – Business Law
  • – LLC Formation
  • – Contract Law
  • – Choice of Entity
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  • – Commercial Lending

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